Clarity. Confidence. The freedom to focus on what matters
At Real Wealth, we understand that life in medicine can be all-consuming. Long hours, complex responsibilities, and the emotional toll of patient care often leave little time — or energy — to think about your own financial future.
That’s why we’ve built a specialist practice area dedicated to supporting doctors, consultants, GPs, and clinicians across the UK.
Whether you’re early in your career, juggling NHS and private work, or preparing for retirement, we’re here to take the financial stress off your shoulders — so you can focus on your patients, your family, and your own wellbeing.
Why work with us?
Expertise in NHS pay and pensions
We understand the structure, limits, and lifetime allowance implications of the NHS Pension Scheme — and how to make the most of it without unexpected tax consequences.
Support for private practice
From setting up and running a limited company to managing fluctuating income and structuring profits tax-efficiently, we’ll help you stay financially organised and optimise your earnings — without the admin burden.
Deep understanding of GP partnerships
We know the challenges and opportunities that come with being a GP partner — from drawings and profit shares to practice property ownership, succession planning, and navigating partnership changes. We work closely with your accountant and practice manager to ensure your personal and professional finances are aligned.
Designed for busy lives
We appreciate how hard you work — and how precious your time is. Our role is to make your financial life simpler, clearer, and better organised, so you can make smart decisions without it taking over your day.
Protection and peace of mind
We’ll help ensure you and your loved ones are protected — with income protection, critical illness cover, and other safeguards tailored to the risks of medical work.
Holistic, joined-up advice
We collaborate with specialist medical accountants, legal advisers, and business consultants — ensuring your entire financial picture works together, not in silos.
Who We Work With
Hospital consultants
managing complex pension entitlements and private income
GPs and practice partners
balancing drawings, liabilities, succession and long-term planning
Junior doctors and registrars
starting strong with the right structure and protection
Medical families
planning across both partners’ careers and long-term goals
Retiring clinicians
optimising drawdown strategies, tax, and legacy planning
A Trusted Partner, For the Long Term
We’re an independent, privately owned firm — with no corporate agenda and no product pushing. Just thoughtful, values-led advice that puts you first.
We believe your free time should be just that — free from financial worry, admin overload, or uncertainty about the future.
Whether you want to spend more time with your family, reduce clinical hours, or simply enjoy life outside medicine, we’ll help you build a plan that supports what matters most.
Get in Touch
If you’re a medical professional looking for clarity, confidence, and a trusted partner who understands your world — we’d love to hear from you.