Real Wealth Partners Ltd (“Real Wealth”) is authorised and regulated by the Financial Conduct Authority (FCA) under Firm Reference Number FRN 1037186. Registered in England and Wales No. 16498380.

Registered office: Office 1, First Floor, 14–18 Tib Lane, Manchester, M2 4JB.

1. Terms of Use

This website is provided for general information purposes only. Nothing on this site constitutes financial, investment, tax, or legal advice, nor does it constitute an offer or solicitation to buy or sell any product or service.

Real Wealth aims to ensure that information on this website is accurate and up to date. However, we make no representations, warranties, or guarantees—express or implied—as to the accuracy, completeness, or suitability of any information. We accept no liability for any loss or damage arising from reliance on the information contained on this website, except where liability cannot be excluded under applicable law.

By accessing or using this website, you agree that these Terms and Conditions are governed by the laws of England and Wales. You also agree that the courts of England and Wales shall have exclusive jurisdiction over any dispute arising from these Terms.

Products and services referenced on this website may be subject to regulatory or legal restrictions and may not be available in all jurisdictions. You are responsible for ensuring compliance with the laws applicable to your location.

2. Copyright and Intellectual Property

All content, trademarks, logos, and materials on this website are owned by Real Wealth or used with appropriate permission. You may print or download content for personal, non‑commercial use only. Any other reproduction, distribution, modification, or commercial exploitation is strictly prohibited without prior written consent from Real Wealth.

3. Cookies

This website uses cookies to enhance your browsing experience, analyse website usage, and support essential site functionality.

For details on the types of cookies we use, how long they are stored, and how to manage your preferences, please refer to our Cookie Policy. You may adjust your cookie settings at any time via the cookie banner or your browser settings.

4. Links to Third‑Party Websites

This website may contain links to external websites operated by third parties. These links are provided for convenience only. Real Wealth is not responsible for the content, accuracy, or availability of these third‑party sites, nor for any consequences arising from their use. Accessing third‑party websites is at your own risk and subject to their own terms and policies.

5. Investment Risk Disclaimer

Investments can go down as well as up, and you may not get back the amount originally invested. Past performance is not a reliable indicator of future results. The value of investments and the income derived from them may fluctuate, and tax treatment depends on individual circumstances and may change in the future.

This website does not provide personalised investment recommendations. Any decisions you make based on the information provided are undertaken at your own risk. You should seek professional financial advice before making any investment or financial planning decisions.

6. Privacy and Data Protection

Real Wealth Partners Ltd is committed to protecting your personal data and complying with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018.

We may collect, store, and process personal information when you interact with our website—for example, when submitting forms, downloading resources, or contacting us. Full details of how we collect, use, store, and protect your data can be found in our Privacy Policy.

By using this website, you acknowledge that any personal data you provide will be processed in accordance with our Privacy Policy. You have rights under data protection law, including the right to access, correct, or request deletion of your data. To exercise your rights, please contact us using the details in our Privacy Policy.

7. Accessibility Statement

Real Wealth strives to make this website accessible to all users, including those with disabilities. We aim to follow recognised best-practice accessibility standards and continuously improve user experience.

If you experience difficulties accessing any part of the site, please contact us so we can assist you and address the issue:

Email: [email protected]

We welcome feedback to help us improve accessibility for all visitors.

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8. Acceptable Use

You agree to use this website only for lawful purposes. You must not:

• Attempt to gain unauthorised access to the site, its systems, or related networks.
• Introduce viruses, malware, or any harmful technologies.
• Use the website in a way that may impair performance or affect others’ ability to use it.
• Reproduce, modify, or distribute website content for commercial purposes without written permission.

We reserve the right to restrict or terminate access if your behaviour is deemed to violate these terms.

9. Limitation of Liability

To the fullest extent permitted by law, Real Wealth excludes all liability for any loss, damage, costs, or expenses arising from:

• Use of, or inability to use, this website
• Reliance on any content or materials provided
• Interruption, delays, or errors in website availability

This includes direct, indirect, incidental, or consequential losses. Nothing in these Terms excludes liability for fraud, fraudulent misrepresentation, or other liability that cannot be excluded under UK law.

10. Complaints

We are committed to delivering high‑quality service and to treating clients fairly. If you are dissatisfied with any aspect of our service, please contact your adviser in the first instance.

Alternatively, you may contact our Compliance Officer at:

Real Wealth Partners Ltd
Office 1, First Floor
14–18 Tib Lane
Manchester
M2 4JB

When submitting a complaint, please include:

• Your full name, address, contact details, and (if applicable) account or reference number
• A clear description of your concerns and how you would like the issue resolved
• Copies of any relevant supporting documents

We will acknowledge your complaint promptly and investigate it in line with our internal procedures. If you are dissatisfied with our final response, or if eight weeks have passed without resolution, you may have the right to refer your complaint to the Financial Ombudsman Service (FOS).

Financial Ombudsman Service
Exchange Tower
London
E14 9SR
Website: www.financial‑ombudsman.org.uk
Email: complaint.info@financial‑ombudsman.org.uk
Telephone: 0800 023 4567 or 0300 123 9123