For Individuals & Families
Freedom, clarity, and peace of mind come from smart long-term planning. With clear advice and a Real Life Plan built around your goals and values, you can move forward with confidence.
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Is it more time with family? The freedom to travel? A business you love? Or just the peace of knowing you’re financially secure no matter what life throws your way?
At Real Wealth, we believe financial planning should start with one thing: you.
Because real wealth isn’t about chasing numbers. It’s about creating a life that feels rich and fulfilling… however that looks for you.
Real Wealth is unique to you. And that’s why your financial plan should be as individual as your life. At Real Wealth, we believe financial advice shouldn’t just be about money — it should be about helping you design a life that’s truly yours.
Freedom, clarity, and peace of mind come from smart long-term planning. With clear advice and a Real Life Plan built around your goals and values, you can move forward with confidence.
Entrepreneurs and directors need space to step back and see the bigger picture. We’ll help protect what you’ve built, create the freedom to enjoy it, and align personal and business goals—so your wealth works as hard as you do.
Running a family business comes with unique challenges. From succession planning to preparing for sale or simply safeguarding family wealth, we’ll guide you through the process with clarity, confidence, and purpose.
Senior professionals in law, accounting, finance, and consulting face demanding careers. With advice as sharp and strategic as your work, we’ll help you strengthen your position today while preparing for life beyond partnership.
In medicine, long hours and heavy responsibilities often leave little time for personal planning. That’s why we make sure your financial future gets the same level of care you give your patients.
Financial decisions are deeply personal. Whether you’re planning for tomorrow or protecting what matters today, we’ll work with insight and integrity—always putting your goals first.
Modern life doesn’t follow a simple script anymore.
We’re living longer. Careers are evolving. Traditional ideas of “retirement” are shifting. The old three-phase model – study, work, retire – just doesn’t fit everyone. You might want a career break, a sabbatical, a second career… or to retire early.
You might want to work forever, but on your terms.
You might not know exactly what you want yet
– and that’s perfectly okay. That’s where we come in.
Our job isn’t to sell you products. It’s to help you answer that big question.
We’ll listen.
We’ll challenge you (kindly!).
We’ll map out the financial foundations to help you live the life you really want.
Whether that means investing for growth, protecting what you’ve built, or planning your legacy – we’ll help you make sense of it all.
Keep more of what you earn.
The UK tax system can be complex, but smart planning can make a big difference. We’ll help you make the most of your allowances, structure your finances efficiently, and align your investments with your wider goals. From ISAs and pension contributions to capital gains and income tax planning, we’ll give you clarity and confidence across the board.
Growing your wealth with purpose.
Every investor’s journey is different. Whether you’re just starting out or managing a significant portfolio, we’ll help you build a strategy aligned to your goals, time frame and risk appetite. Working with carefully selected investment managers, we create well-diversified, tax-efficient portfolios and provide ongoing reviews to ensure your investments stay on track.
Turning savings into sustainable income.
As you move into retirement, your focus shifts from accumulation to drawing a reliable, tax-efficient income. We help you make smart choices about how and when to access your pension and other assets, balancing income needs, tax implications and long-term sustainability. With us, you can enjoy your retirement with clarity and peace of mind.
See your financial future with clarity.
Cashflow modelling brings your financial plan to life. It helps answer key questions like “Can I afford to retire early?” or “What happens if I sell my business?” Using visual, scenario-based planning, we model different possibilities so you can see the long-term impact of your decisions and make proactive, informed choices.
Pass on more to the people you care about.
You’ve worked hard to build your wealth—now it’s time to protect it for the next generation. We help you plan ahead to reduce inheritance tax liabilities, use available allowances, and make tax-efficient gifts. From Trust planning to life cover solutions, we tailor strategies to suit your personal wishes and family circumstances.
Preparing your business — and yourself — for what comes next.
Plan today for a smoother transition tomorrow.
For many business owners, the company they’ve built is more than just an asset — it’s part of who they are. But there comes a time when every owner starts thinking about stepping back, whether to retire, sell, or simply reduce day-to-day involvement.
Whether you're preparing to step away from a business, pass on wealth to the next generation, or restructure family ownership, succession planning brings clarity to complex decisions. We help you build a Life Plan — a personalised framework that defines your lifestyle goals, income needs, and legacy ambitions. This not only brings clarity to your future, it gives purpose to your business exit. Knowing what you want your life to cost, both now and later, tells us what your exit needs to generate — financially, emotionally, and practically.
Whether your dream is early retirement, supporting your children, travelling more, or starting something new, your Life Plan becomes the benchmark for every decision that follows.
At Real Wealth, we’re proud to be a privately owned firm with a long-term vision — for our clients, our team, and the communities we serve.
We believe real wealth isn’t just about money — it’s about freedom. Freedom to choose how you live, work, and spend your time. That’s why our advice is built around people, not products. We take the time to understand what truly matters to you, then help you create a clear, confident plan to support the life you want — now and in the future.
We believe that meaningful financial advice starts with genuine human connection. Our mission is to empower individuals, families, and business owners to make confident, informed decisions that support their long-term goals and values. We don’t just manage wealth—we help shape futures. That’s why our team is built around a shared ethos of trust, integrity, and putting people before products.
Whether it’s through thoughtful planning, insightful advice, or simply being there when it matters most, the Real Wealth team is committed to making a positive difference in the lives of those we serve. Get to know the people behind the expertise—because who you trust with your future matters.
We’re committed to building a strong community of clients, peers, and local partners — and to playing a positive role in the business and civic life of the places we call home. Because real wealth is unique to you. Your plan should be too.